Debt Support Services
The Family Information Service has put together information on services that can offer debt advice and support. Please visit the individual websites to find out more...
Last reviewed April 2022.
Are there local organisations that can help?
Debt Advice Service (Reading Borough Council)
Debt Advice Team at RBC, and we have made a new webpage called Money Matters that provides information on many arears of money, work and benefits. Its accessible at www.reading.gov.uk/money-matters
Communicare are included in the Advice UK Group Debt licence and can help with low level debt advice. If the advice is of a bigger nature, they will happily refer you to other agencies. www.communicare.org.uk
Reading Citizens Advice Bureau
There are a number of different ways that CAB advisers can help people to resolve a problem. Advisers don't tell clients what to do, but explain their options and the possible outcomes of different courses of action. Clients are encouraged to make their own decisions and act on their own behalf. The CAB enable clients to manage their own problems by focusing on their needs as individuals. Reading CAB
Reading Community Welfare Rights Unit
The Unit are committed to providing a specialist service to all sectors of the local community in the area of Welfare Benefits, Money, and Housing Advice. The Unit receives funding from sources including Reading Borough Council, the Legal Services Commission and the Earley Charity. The service is free, confidential, independent and impartial and they believe in equality for all. Reading Community Welfare Rights
Serving the community by providing expert assistance to those who are disadvantaged by the burden of debt, often through no fault of their own. The organisation also specialise in offering independent, expert benefit advice. You can search for your loical contact via their website. The Frontline Group hold a license with the Financial Conduct Authority. www.frontlinedebtadvice.org.uk
Christians Against Poverty (CAP)
A national debt counselling charity with a network of 205 centres based in local churches. CAP offer hope and a solution to anyone in debt through its unique, in-depth service. Local centre in south Reading visit website for more details. To book an appointment or find out more, call Tel: 0800 328 0006. www.capuk.org
Are there national organisations that offer advice?
Debt Advice Foundation
A registered national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt. Because they are a debt charity, you can be sure that the advice provided is impartial and based solely on what is best for you. www.debtadvicefoundation.org
Debt Advice Line
The helpline and website offers free debt advice online including webchat, guides, fact sheets etc.. Helpline Tel: 0808 808 4000 www.nationaldebtline.org
What is Civil Legal Advice?
Civil Legal Advice (CLA)
A free and confidential advice service in England and Wales paid for by legal aid. If you are living on a low income or benefits, you may be eligible for free specialist advice from legal advisers on issues including: benefits and tax credits; debt, education; housing; employment; and family problems. The advice is independent and confidential. Community Legal Advice will ask you questions about your problem and find out what help you need. You will be asked a number of questions about your finances to see if you are eligible for legal aid. www.gov.uk/civil-legal-advice www.gov.uk/legal-aid/how-to-claim
Beware of Loan Sharks!
Don't use a Loan Shark!
Find out how to identify a Loan Shark and how to report someone who approaches you. www.stoploansharks.co.uk