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Due to the COVID-19 situation, some of the organisations listed on this site have posted service updates and will continue doing so. Many phone lines and websites are still available, however some contact details may have changed. Try the organisation's own website if you're having difficulty getting through.

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Refresh Debt Services

We provide expert advice and mediation services to help those who are struggling with debt.

No matter what the circumstances, you can be sure that we've dealt with something very similar previously. We are experienced, trustworthy, and most importantly, approachable. No query is unimportant.

As part of our process we conduct a full ‘Financial Health Check’ which includes a detailed review of household spending. This will help us identify where you can reduce spending. We will also go through a list of creditors that you may owe money to, allowing us to advise you on which creditors should be prioritised above others. 

We promise to give you our expertise and time. Our friendly advisors will help you take the first steps towards a debt free future.

Who to contact

Contact Name
Conor McGivern
Contact Position
0800 121 48 63

Where to go

Milltown House
Milltown Industrial Estate
Greenan Rd
County Down
BT34 3FN

Time / Date Details

When is it on
Open Monday to Thursday 9am until 7pm - Friday 9am to 5pm
Time of day

Other Details


Is there a charge for
using this service?


Referral required

This information has been collected from third party providers therefore the Reading Services Guide, Reading Borough Council (RBC) and Brighter Futures for Children (BFfC) cannot accept responsibility for the accuracy of this information and recommends that parents, carers, young people, residents and professionals check with providers regarding DBS (Disclosure & Barring Service) and OFSTED registrations and CQC registrations. Information collected by Reading Service Guide; is used solely to implement and supply the Family Information Service (FIS), Special Educational Needs & Disabilities - Reading's Local Offer, Adults & Carers Support Group and Reading Youth.